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Effective November 4, 2009
Index-Rate Annuities : Single Premium : Index Rate Caps
|
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
Index Growth Annuity 5
Bailout Years 2-5 |
4.25%
2.25% |
5.00%
3.00% |
8,7,6,4,2% |
|
w/Principal Guarantee
Bailout Years 2-5 |
3.85%
1.85% |
4.60%
2.60% |
|
|
Index Growth Annuity 7
Bailout Years 2-7 |
4.50%
2.50% |
5.25%
3.25% |
9,8,7,6,5,4,2% |
|
w/Principal Guarantee
Bailout Years 2-7 |
4.10%
2.10% |
4.85%
2.85% |
|
|
| Fixed Interest Account Crediting Rate |
3.00% |
|
Fixed-Rate Annuities : Single Premium : Crediting Rates
|
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
Secured Rate Annuity 1
Bailout Years 2-5
Bailout Year 6 |
3.35%
2.35%
1.35% |
3.45%
2.45%
1.45% |
7,7,7,6,5,3% |
1.00% First-Year Bonus |
| Secured Rate Annuity 3 |
1.30% |
1.40% |
9,8,7% |
|
| Secured Rate Annuity 5 |
2.40% |
2.50% |
9,8,7,6,5% |
|
| Secured Rate Annuity 6 |
2.40% |
2.50% |
9,8,7,6,5,4% |
|
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
| First Rate Annuity 7 |
4.30% |
4.40% |
9,8,7,6,5,4,2% |
2.00% First-Year Bonus |
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
| Focused Growth Annuity 5 |
2.95% |
3.05% |
8,7,6,5,4% |
MVA During Surrender |
| Focused Growth Annuity 6 |
3.40% |
3.50% |
8,7,6,5,4,3% |
MVA During Surrender |
Fixed-Rate Annuities : Flexible Premium : Crediting Rates
|
| |
$5,000 |
$100,000 |
Surrender Charges |
Notes |
Principal Growth Annuity 5
Bailout Years 2-5 |
2.95%
1.95% |
3.05%
2.05% |
8,7,6,4,2% |
1.00% First-Year Bonus on Each Deposit |
Principal Growth Annuity 7
Bailout Years 2-7 |
3.35%
2.35% |
3.45%
2.45% |
9,8,7,6,5,4,2% |
1.00% First-Year Bonus on Each Deposit |
Principal Growth Annuity 9
Bailout Years 2-9 |
4.10%
3.10% |
4.20%
3.20% |
9,8,7,6,5,4,3,2,1% |
1.00% First-Year Bonus on Each Deposit |
| |
$600/Annual |
|
Surrender Charges |
Notes |
| Flexible Premium Deferred Annuity |
2.35% |
|
9,8,7,6,5,4,3,2,1% |
|
Minimum Contract Guarantee Rate 1.00%
Fixed-Interest Minimum Guaranteed Rate 1.15%
Current TSA Loan Rate 5.83%
Rate Change
Update 237 for November 4, 2009 rates and approvals. Use Code 110409 for Illustrations.
Rates effective November 4, 2009 and subject to change without notice. The 45-day rate lock applies only to initial crediting and cap rates.
Effective November 4, 2009
Index-Rate Annuities : Single Premium : Index Rate Caps
|
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
Index Growth Annuity 5
Bailout Years 2-5 |
4.25%
2.25% |
5.00%
3.00% |
8,7,6,4,2% |
|
w/Principal Guarantee
Bailout Years 2-5 |
3.85%
1.85% |
4.60%
2.60% |
|
|
Index Growth Annuity 7
Bailout Years 2-7 |
4.50%
2.50% |
5.25%
3.25% |
9,8,7,6,5,4,2% |
|
w/Principal Guarantee
Bailout Years 2-7 |
4.10%
2.10% |
4.85%
2.85% |
|
|
| Fixed Interest Account Crediting Rate |
3.00% |
|
Fixed-Rate Annuities : Single Premium : Crediting Rates
|
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
Secured Rate Annuity 1
Bailout Years 2-5
Bailout Year 6 |
3.35%
2.35%
1.35% |
3.45%
2.45%
1.45% |
7,7,7,6,5,3% |
1.00% First-Year Bonus |
| Secured Rate Annuity 3 |
1.30% |
1.40% |
9,8,7% |
|
| Secured Rate Annuity 5 |
2.40% |
2.50% |
9,8,7,6,5% |
|
| Secured Rate Annuity 6 |
2.40% |
2.50% |
9,8,7,6,5,4% |
|
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
| First Rate Annuity 7 |
4.30% |
4.40% |
9,8,7,6,5,4,2% |
2.00% First-Year Bonus |
| |
$15,000 |
$100,000 |
Surrender Charges |
Notes |
| Focused Growth Annuity 5 |
2.95% |
3.05% |
8,7,6,5,4% |
MVA During Surrender |
| Focused Growth Annuity 6 |
3.40% |
3.50% |
8,7,6,5,4,3% |
MVA During Surrender |
Fixed-Rate Annuities : Flexible Premium : Crediting Rates
|
| |
$5,000 |
$100,000 |
Surrender Charges |
Notes |
Principal Growth Annuity 5
Bailout Years 2-5 |
2.95%
1.95% |
3.05%
2.05% |
8,7,6,4,2% |
1.00% First-Year Bonus on Each Deposit |
Principal Growth Annuity 7
Bailout Years 2-7 |
3.35%
2.35% |
3.45%
2.45% |
9,8,7,6,5,4,2% |
1.00% First-Year Bonus on Each Deposit |
Principal Growth Annuity 9
Bailout Years 2-9 |
4.10%
3.10% |
4.20%
3.20% |
9,8,7,6,5,4,3,2,1% |
1.00% First-Year Bonus on Each Deposit |
| |
$600/Annual |
|
Surrender Charges |
Notes |
| Flexible Premium Deferred Annuity |
2.35% |
|
9,8,7,6,5,4,3,2,1% |
|
Minimum Contract Guarantee Rate 1.00%
Fixed-Interest Minimum Guaranteed Rate 1.15%
Current TSA Loan Rate 5.83%
Rate Change
Update 237 for November 4, 2009 rates and approvals. Use Code 110409 for Illustrations.
Rates effective November 4, 2009 and subject to change without notice. The 45-day rate lock applies only to initial crediting and cap rates.