While many people carry life insurance because they are worried about an untimely death, more people should be concerned with the risk that a disability may present.

Consider these facts:

• Nearly three out of four Americans would have trouble supporting themselves financially within six months of suffering a disability¹
• Three in 10 workers entering the workforce today will become disabled before retiring²
• Over 6.8 million workers are receiving Social Security disability benefits; almost half are under age 50²
• More than 50 percent of the workforce has no private pension coverage. A third has no retirement savings²

Those are some sobering facts. But did you know that The Standard is a leading provider of both individual and group disability protection?

We have some of the most innovative personal income replacement and business protection policies in the industry along with our group long and short-term disability programs available through your employer.

If you’re already covered through your employer, perfect. But, don’t stop there. We would still encourage to take a minute to learn more about supplementing that coverage with some individually owned protection. We’d like to invite you to learn more about personal income replacment or business protection if you’re a small business owner. (Not available in New York)

If you are an employee covered by one of The Standard’s group disability products, contact your employer for more information about the specific details of your plan.

Footnote Sources