Helping Safeguard Employees’ Income

Most employees probably purchase auto, home and life insurance to protect themselves against the threat of loss. But they may not understand the importance of insuring a portion of their income against the threat of disability.

The likelihood of a disability is greater than most people realize. Consider these recent statistics:

• A disabling injury occurs every 1.3 seconds — on and off the job. That’s over 63,000 every day, more than 23 million every year¹
• Three in 10 workers entering the workforce today will become disabled before retiring²
• Over 6.8 million workers are receiving Social Security disability benefits; almost half are under age 50²
• More than 50 percent of the workforce has no private pension coverage. A third has no retirement savings²

The need for disability coverage is pretty clear, and The Standard offers a range of products that meet the individual requirements of today’s diverse workforce.

Group Long Term Disability

Provides monthly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder.

Group Short Term Disability

Provides weekly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder.

Individual Protection

Whether you’re already covered with group protection and looking for a little more, or interested in something like business equity protection, we also offer individually owned solutions to round out your insurance plan. (Not available in New York)

Each disability plan includes our responsive service and many innovative features that set The Standard apart from other disability insurers. Let us show you how we can help.