Disability

Helping Safeguard Employees’ Income

Most employees probably purchase auto, home and life insurance to protect themselves against the threat of loss. But they may not understand the importance of insuring a portion of their income against the threat of disability.

The likelihood of a disability is greater than most people realize. Consider these statistics:

• According to the US Census Bureau, more than 50 million Americans are classified as disabled.¹
• In a survey of disability insurance claimants to assess their satisfaction with their disability income insurance policies, 67 percent said they would have been very or extremely likely to have suffered financial hardship if they had not obtained private disability insurance.²

The need for disability coverage is pretty clear, and The Standard offers a range of products that meet the individual requirements of today’s diverse workforce.

Group Long Term Disability

Provides monthly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder.

Group Short Term Disability

Provides weekly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder.

Individual Disability

Whether you’re already covered by group disability income through your business and looking for added income protection or interested in business overhead or equity protection, we also offer individually owned solutions to round out your insurance plan. (Not available in New York)

Each disability plan includes our responsive service and many innovative features that set The Standard apart from other disability insurers. Let us show you how we can help.