Individual disability income insurance may be offered at the workplace on a "guarantee issue" basis, with benefits and options chosen by the employer.
Guarantee issue plans give employees the advantage of protecting their income
- at discounted premium rates,
- with no medical history and
- with limited financial documentation.
Since these policies are issued regardless of gender, age and health status, employees may obtain coverage for which they cannot qualify on their own.
Explore the Benefits
Ask your benefits administrator how you can start protecting your income with individual disability insurance today. If you own a business, request a no-obligation quote or talk to your insurance representative about offering this protection at your workplace.