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With The Standard’s Group Dental insurance policies, everyone wins.

Your employees can visit member dentists through our Participating Provider Organization (PPO), where available. This will often reduce their out-of-pocket expenses for dental procedures.

You will benefit from the expertise of our dental consultants, who evaluate the necessity of dental procedures and their appropriate costs. In addition, our advanced claims system verifies employee eligibility for benefits so that they receive benefits only for procedures for which they qualify.

A Quick Summary of our Plans

Optima CareSM Dental Plan

A traditional indemnity plan ideally suited for the employer seeking maximum plan flexibility. To that end, Optima Care offers variable claim allowances, deductibles, coinsurance choices and plan maximums.

Banner Dental CareSM Plan

A lower cost alternative to Optima Care Dental, it includes the most frequently used dental benefits that employers can further enhance with additional options.

Balanced CareSM Dental Plan

A good choice for the employer who wants to balance cost and quality care by covering essential procedures while controlling expenses through procedure limitations.

Voluntary Dental CareSM Plan

Voluntary coverage for an employer that wants to offer group dental coverage to employees without much, if any, cost to the employer.

Preferred CareSM Dental Plan

The Participating Provider Organization (PPO) plan is ideal for the employer who wants a choice of flexible plan designs that also provide employees with an incentive for using participating dental providers.

High/Low Optima CareSM Dental Plan

A plan for an employer interested in balancing cost concerns with a choice of coverage levels that meet the financial needs of individual employees. 

The Standard SelectSM Group Dental Plan

Available to small businesses with two or more eligible employees, it includes three plan designs, all with access to a nationwide PPO network, the option for Dependents Dental coverage and the option for Eye Care and/or Orthodontia coverage.

Key Benefits

  • Flexible Plan Designs

    Let us design the plan that's “just right” for you and your employees.

  • Low Participation Requirement

    Available on select contributory plans.

  • 24-Hour Customer Service

    A toll-free phone number and a 24-hour interactive voice response system lets you reach us when it’s convenient for you.

  • State-of-the-Art Claims Processing

    Our claims system automatically processes two-thirds of claims received electronically speeding payments.

  • COBRA Administration Available

    Frees you from administration headaches. (COBRA Administration not available on The Standard Select Group Dental plans.)

  • Online Access

    Online Provider directories and claims status data provides 24-hour access to information.

Related Information

 

The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, New York. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary.

The products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. Please contact The Standard for additional information, including costs and complete details of coverage.

Group Dental Insurance underwritten by Standard Insurance Company is provided under policy form numbers: SI 9000 Ed. 01-02 w/insert pages; GDC 488MET, 9000 Ed. 01-05, 9000-Trust Ed. 01-05, GDP488-DENT/S399.

Group Dental Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number SNY 9000 Ed. 01-02. This policy provides DENTAL insurance only.