The Standard®

Business Protection

Business Overhead

Overhead Expense Protection

Open business.

If you own a business, we can protect you and your employees with the Business ProtectorSM business overhead expense insurance.

The Business ProtectorSM is designed to protect you as a business owner by providing reimbursement for business overhead expenses, so your business can continue to operate should you experience a disabling illness.

Typical covered expenses include:

  • Mortgage interest or lease payments
  • Employee wages
  • Utilities
  • Business insurance premiums

Explore the features of a Business Protector policy.

Start protecting your business today. Request a quote or ask your insurance representative for more information.

Buy/Sell Funding

Funding to Buy or Sell Business Equity

Business equity protection.

The Business Equity ProtectorSM provides funding for the purchase of your share in a business by your business partners in the event you become totally disabled.

This coverage makes sure you receive compensation under your business buy-out agreement, while allowing the remaining owners to carry on the business of doing business.

Explore the features of a Business Equity Protector policy.

Start protecting your business equity today. Request a quote or ask your insurance representative for more information.

Some products and riders may not be available in all states and some policy provisions may vary by state. The policy has exclusions and limitations and terms under which the policy may be continued or discontinued. For costs and complete details of coverage, please contact your insurance representative or The Standard. 

The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, New York. Investment services are offered through StanCorp Investment Advisers, Inc., of Portland, Oregon. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary.

Request a Quote

Request a quote for your personal or business protection needs. It's fast, it's easy and there's no obligation.

Need to File a Claim?

If you own one of our Individual Disability Insurance policies and think you're disabled, call us at 800.628.9797.

Related Information

  • Business Equity ProtectorSM Features
  • Business ProtectorSM Features

  • Contact Us

    Individual Disability Service

    P: 800.247.6888 (Not In NY)
    P: 800.378.6057 (NY Only)
    F: 971.321.5829

    Send a Message

    Individual Disability Benefits

    P: 800.628.9797 (Not In NY)
    P: 800.378.6057 (NY Only)
    F: 971.321.5609

    PO Box 5203
    Portland, OR 97208-9981

    Send a Message