Protector PlatinumSM
You Won't Find This Level of Protection Anywhere Else
As experts in disability insurance, we see on a daily basis how important quality disability income protection is to the customers who count on us.
Protector PlatinumSM individual disability income insurance replaces a portion of your income if you become disabled and includes a comprehensive set of benefits you won't find elsewhere.1 In fact, the base policy includes features for which other carriers charge additional premium, or may not offer at all, such as:
- Coverage if you lose income while caring for a Loved One2
- Full benefit payments for up to six months after you become partially disabled.
Explore the features of a Protector Platinum policy.
Do You Already Have Long Term Disability (LTD) Through Your Employer?
By combining Protector Platinum individual disability income insurance with your group LTD coverage, you can take home a much larger portion of your income if you become disabled as the illustration below shows.
LTD benefits are usually taxable, so a typical LTD policy that covers 60 percent of income may replace only 45 percent of pre-tax earnings.3 When you add Protector PlatinumSM to your LTD benefits, you can protect a substantially larger percentage of your income.
Ask About Income Protection Today
Request a no-obligation quote or ask your insurance representative about income protection from The Standard today.
1 Protector Platinum is not yet available in every state. Ask your insurance representative if Protector PlatinumSM or Protector+SM is available where you live.
2 A Loved One includes a parent, spouse, domestic partner, and child, including an adopted child, stepchild and child of your domestic partner.
3 Assumes a 25 percent tax bracket.
Protector+SM
Flexible Coverage. Peace of Mind.
Protector+SM individual disability income insurance pays benefits to help cover your loss of income if you become disabled.
Protector+ has a strong base contract and gives you the option to purchase additional riders to customize your protection.
Explore the features of Protector+.
Request a no-obligation quote or ask your insurance representative for more information about income protection from The Standard.
